Buying Tips

Welcome to Seaside Buick's helpful buying tips and information page!

This page is designed to help you make the right choices about the vehicle your Interested in, by providing the information directly from the manufacture to you. What we've done is simplified where you can find all the information you need. You've suggested to us through our mailing list and survey's that having the information directly accessable from our site is more useful.

Topics of Interest:

Leasing through GMAC

Discover how leasing can be a smart way to drive the vehicle you want. Because leasing means you pay for the portion of a vehicle you expect to use over a specified term, plus a rent charge, taxes and fees. The advantages include monthly payments that are lower than traditional financing, plus a rent charge, taxes, and fees (see example), no resale or trade-in hassles to speak of, the opportunity to drive a new vehicle more often and a chance to drive a vehicle that's loaded with options. Plus, leasing lets you drive a vehicle in its most trouble-free years. If you're considering leasing, or you just want more information, take a few minutes to review this site.

Make one up-front payment (see example) and lower your total out-of-pocket leasing costs with this lease option.

GMAC has designed an assortment of Calculators that can help you determine your ability to purchase a vehicle.

Sections that pertain to:

Affordability
Great Deals

Answering Your Questions About Traditional Financing

What is traditional financing?
How do you know if traditional financing is right for you?
How does traditional financing compare to leasing?
Where do you go for traditional financing?

What is traditional financing?
Traditional financing is an installment sale transaction between you and your dealer whereby you agree to pay the amount financed, plus an agreed upon finance charge, over a period of time.

How do you know if traditional financing is right for you?
Generally, if you plan to drive your vehicle for more than just a few years, you consistently drive well over 15,000 miles a year, you plan to alter the vehicle's appearance or you feel more comfortable with the idea of "owning" a vehicle, traditional financing is probably right for you.

How does traditional financing compare to leasing?
Leasing is a financing option that lets you pay for the portion of a vehicle you expect to use over a specified term, plus a rent charge, taxes and fees. For example: You might want a $20,000 vehicle. And that vehicle might be worth about $9,000 at the end of your lease (residual value). If you purchase the vehicle using traditional financing, your monthly payments will be based on the entire $20,000 value of the vehicle and you will own the vehicle at the end of your financing term. However, if you lease the same vehicle, your monthly payments will be based on the amount of the vehicle you expect to "use up" over the lease term. This value ($11,000 in our example) is the difference between the original cost ($20,000) and the estimated value at lease end ($9,000). With leasing you can get low monthly payments, (see example), a new vehicle more often, more vehicle for the money and no resale or trade-in hassles. Keep in mind, with leasing you do not own the vehicle, you return it to your dealer at lease end unless you choose to exercise the purchase option as defined in your lease agreement.

Where do you go for traditional financing?
Most banks, credit unions and automotive financing companies offer traditional financing. GMAC traditional financing is conveniently available right at your GM Dealer, Seaside Buick!